Private Health Insurance Post Stability

In the private health insurance test rating agency plays the post development and contribution stability of PKV compared an increasingly important role Stiftung Warentest: compare private health insurance in the test private testing companies such as the Stiftung Warentest or the Assekurata publish their reviews following the review of private health insurance in the test. A such PKV review evidence, what criteria have been used individually and on what basis the test result was hit consumers. Also the name of the PKV test winner of course called, so that consumer comparison can use this as a basis for their own personal car. These PKV tests the stability of post or the post development of private health insurers involved in rising given the steady increases in premiums. Each year, independent companies such as the map report, the Agency Assekurata or the economic newspaper perform focus money compare private health insurance. Depending on the design of the car reviews in either individual tariffs for the private health insurance or the basic rate under the magnifying glass taken or the insurance companies assessed holistically. So, the test results can give consumers a first orientation, which insurance companies cut off particularly well and who emerged winner perhaps as PKV. But what Kenzahlen and properties of tariffs are tested and subjected to a comparison? Contribution to stability & contribution to development: economic profitability of the PKV decisively the test result and the test results of these independent institutions are becoming increasingly important for many consumers, because they are hardly possible, to compare the numerous tariffs on the market.

Also, consumers get barely a glance in the economic figures of the insurance companies so that a review of the economic situation and thus economic profitability is not possible at all. Just these figures are however particularly important when dealing with it, to be able to assess the development of the contribution in the future. Ever economic works, the sooner a PKV a Beitragsstabiltat can be accepted. The PKV test of the Assekurata however shows that, for example, the Barmenia has health insurance to high quality standards and already long term stable can keep the posts by their positive economic facilities. The map report, however, has highlighted 2011 health insurance the Debeka in his review of the car, because this insurance with a high quality of service and in turn profitability could convince. Personal needs analysis and comparison of the PKV winner recommended for consumers are in particular the PKV winner interesting, because they show what private health insurance or which rate especially was able to convince the tester. These tariffs should be adopted but not unchecked, because sometimes a such fare may be ideal for young people, for older policyholders but other fares were cheaper.

An individual PKV comparison can help here, to find the matching rate, even if This may not test winner has emerged as PKV. In addition, a tailor-made analysis and advice should be taken by independent experts claim. Here, the main focus should be directed as well the economic profitability of the PKV provider and therefore the past contribution development and possible future contribution stability. Initially particularly advantageous tariffs can quickly become a cost trap. Because the private health insurance contribution increases in the age inevitably.


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